SBA Lending

The Small Business Administration (SBA) is a federal agency that helps new businesses get started and established, small businesses grow. Your small business may qualify for financing more easily and receive more flexible terms through SBA lending, which can help preserve your working capital for other expenses.

What Can SBA Do for You?

A Timberland Bank loan that is guaranteed by the SBA might be the right choice for your business. Explore the SBA Loan products and services below, or contact your branch for more information.

SBA 7(a) Loan Program

Whether purchasing new equipment or expanding real estate, this flexible program helps provide the working capital that a business may need. Features include:

  • Fixed and variable rates available
  • Longer loan terms
  • No balloon payments

SBA 504 Loan Program

This program is ideal for owner-operated, for-profit businesses. Business owners receive up to 90% financing for the purchase, construction, and renovation of owner-occupied real estate or for purchasing machinery and equipment. Features of this loan product include:

  • Fixed and variable rates available
  • Up to 90% financing