Merchant Services

Your business is unique and so are its challenges. In today's competitive marketplace, you must balance excellent customer service with efficient Cash Management and risk control. You're in good company with Timberland Bank and TransFirst; we support small business merchants just like you nationwide.

Payment Processing Solutions

No matter your business—retail, restaurant, health care, service, mail order, e-commerce—we have the solutions you need to optimize your payment processing.

Explore our selection of products and services below. When you're ready, our experienced Cash Management Specialists are standing by to help you discover how we can help your business.

Credit and Debit Cards

Improve cash flow, minimize your collection risk and better serve your customers.

Our one-of-a-kind payment processing solutions help you improve cash flow, minimize your collection risk and better serve your customers, all while meeting stringent security standards to protect cardholder data.

TransFirst provides authorization, settlement, funding and support, giving you one point of contact for all your credit and debit card transactions. TransFirst will process the following credit and debit cards:

  • VISA
  • MasterCard
  • American Express
  • Discover
  • Network JCB
  • China UnionPay
  • Diner's Club International credit and debit card transactions

In addition, Timberland Bank processes the following over our network:

  • PIN debit
  • Electronic Benefits and Transfer (EBT)
  • Corporate Purchasing Cards
  • Fleet Cards

Click here to schedule a consultation with a Cash Management Specialist.

Electronic Gift and Pre-Paid Cards

Increase revenue and attract new customers!

Electronic gift cards increase revenue and attract new customers. They also reduce the fraud and labor associated with paper gift certificates. Our programs allow you to select the card design and processing features tailored to your business needs.

Click here to schedule a consultation with a Cash Management Specialist.

ProcessNow Mobile

Accept payments anywhere you go using your smartphone or tablet.

The ProcessNow Mobile App works with most Apple® and Android® mobile devices. You can easily key-enter payment information or choose to add a secure card reader to accept swiped transactions. Customers simply sign the screen and an electronic receipt is emailed to them.

ProcessNow Mobile is ideal for any size business needing to process transactions on the go. It can also be used at your location for payments during peak sales seasons, essentially creating a new payment terminal without the added expense. You can even capture and store Purchase Descriptions, Invoice Number and Address details to provide detailed insights into payment activity.

There are a number of ways ProcessNow Mobile can help your business:

  • Supports anytime, anywhere processing for mobile environments including card-swiped or key-entered
  • Accommodates an unlimited number of mobile devices to support businesses of any size
  • Electronically captures cardholder signatures at the time of sale on all supported Apple and Android mobile devices

Click here to schedule a consultation with a Cash Management Specialist.