Lending Resources

From start to finish, our goal is to provide you with a worry-free lending experience. The resources provided below can help you navigate the loan process.

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Loan Applications and Checklists

The first step in the lending process is to gather the information that will be needed to complete your loan application. The links below provide you with copies of the documents needed to get started. You may download these resources and choose to print the documents or view only. For best results, you may need to download Adobe Acrobat Reader.

Frequently Asked Questions

  • What is the interest rate on my mortgage loan? Fixed interest rates change every day. Please contact one of our helpful, local lenders for today's rate, or call us toll free at 1-800-562-8761 to be directed to the branch that is most convenient for you.

  • Can I apply for a loan online? Yes! Simply click here to begin the online application process. Or, you may download a full copy of our Uniform Loan Application to bring along when you meet a Loan Officer.

  • Can I manage my own construction project rather than hire a contractor? Yes! Timberland Bank welcomes those who wish to take advantage of our Owner-Builder program. As an owner-builder you will actively manage your home construction project with the guidance of an experienced Timberland lender.

  • How do I draw funds on a construction loan? We use a voucher system that will help you disburse funds for your construction loan to your vendors and suppliers. Paying in this manner creates a system of controls as you match your construction budget to the actual dollars spent.

Get Pre-Qualified Today

You'll be steps ahead by getting pre-approved online. Shopping as a pre-approved buyer will also increase your negotiating power. Applying is easy and can be done is as little as 20 minutes!