Home Loans

Homeownership is still one of the biggest and most important investments of a lifetime for most people. Timberland Bank's local lenders have happily served our communities for over 100 years. Along the way, we have financed first homes, remodeling projects, vacation stays and more.

Family unpacks moving truck in front of new home.

Purchase Financing

Our lenders know that when it comes to mortgage loans, one size does not fit all. This is why we offer flexible purchase financing to fit your unique needs and lifestyle.

Through our partnership with LeaderOne, we also offer flexible solutions for government loans including FHA, USDA and VA loans guaranteed by Rural Housing. You'll find that there are no cookie-cutter loans here at Timberland Bank!

Local Loan Servicing

It is not uncommon for other lenders to sell the servicing rights to your loan along with the note, which could mean chasing down someone in an unknown agency across the country if you have a question or problem.

But we are not other lenders.

With a Timberland Bank loan, all servicing happens right here in town. We don't sell your records; instead, we keep them here in house for better service. Retaining the right to service your loan means that from the time you begin the loan application process until the day your loan is paid in full, we will be here to serve you, answer your questions and provide any assistance you may need.

Have a question? Need to make a change to your payment plan? Just call or stop by one of our 22 convenient locations...Chances are, you won't have to go too far.

Get Pre-Approved Online

You'll be steps ahead by applying online to get pre-approved for your mortgage. You will also increase your negotiating power when you shop as a pre-approved buyer. Contact the local lender at your branch or call us at 1-800-562-8761 to get started today.

Financing Also Available for Manufactured Homes

Manufactured home in Western Washington

Timberland Bank has fixed rate and adjustable rate financing available for manufactured homes on land or in a park that were built in the year 2000 or newer. Our experienced lending team is proud to provide personal service you will appreciate, which includes:

  • Flexible Terms
  • Local Underwriting and Servicing. We don't sell your records so if you have questions or need to make a change, we are your local contact.
  • Convenience. Construction to permanent financing all in one package.
  • Full Service, Community Banking. We are proud to offer every banking product you need with the personal service you deserve.