Frequently Asked Questions

Our goal is to provide you with a worry-free loan application process. When you're ready, you may begin the loan process by contacting our lenders, or by clicking the "Apply Online" link to the right.

Mortgage Loan FAQs

  • What is the interest rate on my mortgage loan? Fixed interest rates change every day. Please contact one of our helpful loan specialists for today's rate, or call us toll free at 1-800-562-8761 to be directed to the branch that is most convenient for you.
  • Can I apply for a loan online? Yes! Simply click here to begin the online application process. Or, you may download a full copy of our Uniform Loan Application to bring along when you meet a Loan Officer.

Construction Loan FAQs

  • Can I manage my own construction project rather than hire a contractor? Yes! Timberland Bank welcomes those who wish to take advantage of our Owner-Builder program. As an owner-builder you will actively manage your home construction project with the guidance of an experienced Timberland lender.
  • How do I draw funds on a construction loan? We use a voucher system that will help you disburse funds for your construction loan to your vendors and suppliers. Paying in this manner creates a system of controls as you match your construction budget to the actual dollars spent.