Foreclosure Assistance

During these uncertain times there are resources that may be available to borrowers who are unable to afford their mortgage payments and want to avoid foreclosure.

You Have Options

  • You may be able to refinance your loan, extending the repayment period, and/or reducing the interest, thereby lowering the payments
  • We may be able to modify your loan, to make your payments more affordable
  • You may be able to sell your home and repay your mortgage or home equity loan in its entirety

We would be happy to discuss these options with you in your branch. Please be sure to have the following information on hand:

  • Hardship letter explaining why you are unable to make your payments
  • Recent paystubs or other proof of income such as social security or retirement income
  • Recent statements from all credit union, bank or brokerage accounts
  • Most recent IRS tax return and all supporting documentation
  • Property tax statement
  • List of monthly obligations
  • You may be required to provide additional documentation depending on your situation

Additional Resources

For those who wish to discuss options to avoid foreclosure with the beneficiary, please
contact: 1-800-562-8761 Ext. 1146 or 1122.