Checking Accounts

Consumer signs a check for a credit card payment.Compare Checking Accounts 

At Timberland Bank, we are proud to provide a variety of checking account options to fit your lifestyle. Compare checking account features and benefits below or click here to view all of your options at a glance with our checking account comparison chart.

My Choice Checking

Open an account today with no minimum balance.

Click here to contact us about My Choice Checking.

50+ Free Interest Checking

A great choice for customers 50 or better!

Having trouble deciding between a checking vs savings account? 50+ Free Interest Checking provides the opportunity to earn competitive interest and may be a great fit for you! This checking account offers:

Click here to contact us about 50+ Free Interest Checking or to inquire about today's interest rates.

VIP Free Interest Checking

Earns competitive interest!

The VIP Free Interest Checking Account features the opportunity to earn competitive interest while still providing the flexibility and convenience of a Timberland Bank checking account. VIP Free Interest Checking includes:

Click here to contact us about VIP Free Interest Checking or to inquire about today's interest rates.

Cash Back Checking

Earn cash back on everyday debit card purchases.

Earn 3% cash back on up to $300.00 in everyday debit card purchases (excluding returns), or a maximum monthly cash back of $9.00 with our Cash Back Checking option. Plus, you could receive up to $10.00 in nationwide ATM fee refunds during each qualification cycle.

Benefits of Cash Back Checking

How to Qualify to Earn Cash Back

Qualifying is easy! In fact, you may already be doing what it takes to earn cash back:

  • Make 12 point-of-sale transactions (swipes) with your Timberland Debit MasterCard that post and settle your account during each qualification cycle. Please note that transactions may take one or more banking days from the date the transaction was made to post and settle. ATM-processed transactions do not count toward qualifying transactions.
  • Receive free e-statements instead of paper statements.
  • Don't worry if you didn't qualify during a given cycle! There are no penalties or monthly maintenance fee, you can still enjoy your free checking account and you can get back on track to earn 3% cash back in the very next cycle.

Please note: Debit card transactions processed by merchants and received by the bank as ATM transactions do not count toward qualifying debit card transactions. Only debit card transactions processed by merchants and received by the bank as POS transactions count toward qualifying debit card transactions. Purchases must be made with debit card associated with your Cash Back checking account.

Fresh Start Checking

We are here to help you get a fresh start to your financial future.

Looking for a fresh start to your financial future? We are here to help!

Click here to contact us about Fresh Start Checking.

Features and Benefits of Timberland Bank Checking Accounts

Our checking accounts options are convenient, secure and come with the features and benefits that matter most to you, like:

  • Online and Mobile Banking: Take your bank along wherever you go with Online Banking and the Timberland Bank Mobile Banking App. You will enjoy the secure access to all of your accounts and the ability to view your complete financial picture in one easy stop. Features like Online Statements and Mobile Check Deposit can make personal banking even easier for you— all you need is an Internet connection and we will provide the rest!

  • 24-Hour Phone and Text Banking: Our free 24-Hour Phone and Text Banking features are always secure and easy to use. Plus, you'll save time by accessing your account information easily from your phone. Speech recognition for hands-free operation available. In Grays Harbor dial (360) 537-7578. All other areas dial 1-877-805-6705.

  • Timberland Bank Debit MasterCard: Enjoy 24-hour ATM access to your funds with your Timberland Debit MasterCard. Use your Timberland debit card to make purchases without writing a check or paying credit card interest.

  • Debit Card Rewards: You can earn rewards by making everyday purchases using a My Rewards Premium Debit Card. It's easy to qualify and rewards points can rack up fast!

These are personal accounts only. Customer purchases checks. Bank rules and regulations apply. Debit card overdraft and returned item fees may apply. Internet service provider fees may apply for Online Banking customers. Bill Pay, Mobile, Tablet and Text Banking may incur fees for messages and data plans. Ask us for full details. For more information, please download our Cash Back Checking and Smart Money Checking cut-off date schedules.