Versatile Deposit Account Choices That Fit Your Lifestyle!

At Timberland Bank, we believe you deserve a free checking account and we give you free checking choices! Totally Free, 50+ Free Interest, and Cash Back Checking - each fit a different lifestyle.

Fresh Start Checking is a new checking account option with a competitive monthly fee that offers a great solution for those looking for a fresh financial start. Find the choice that fits your lifestyle! 


Totally Free Checking

It's always free!

  • No minimum balance
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Free MasterCard Debit card
  • Free Online Banking and Personal Bill Pay
  • Free online statements 
  • Plus, earn valuable rewards with Timberland Rewards Plus!

50+ Free Interest Checking

Free checking for customers ages 50 or better!

  • Earns competitive interest
  • No minimum balance
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Free MasterCard Debit card
  • Free Online Banking and Personal Bill Pay
  • Free online statements
  • Plus, earn valuable rewards with Timberland Rewards Plus!

VIP Free Interest Checking

Free checking when you use direct deposit or schedule an automatic loan payment.

  • Earns competitive interest
  • No minimum balance
  • No monthly maintenance fee
  • No per check charge
  • Unlimited check writing
  • Free MasterCard Debit card
  • Free Online Banking and Personal Bill Pay
  • Free online statements
  • Plus earn valuable rewards with Timberland Rewards Plus!

Fresh Start Checking

Looking for a fresh start to your financial future?

  • Non-interest bearing account
  • $50.00 minimum deposit to open 
  • $9.95 per month maintenance fee
  • MasterCard Debit Card available

These are personal accounts only. Customer purchases checks. Bank rules and regulations apply.  Debit card overdraft and returned item fees may apply.  Internet service provider fees may apply for Online Banking customers.  Bill Pay, Mobile, Tablet and Text Banking may incur fees for messages and data plans.  Ask us for full details.

See link for Smart Money Checking cut-off date schedule.


Plus, Timberland checking accounts include these great benefits!

Free online banking with My Finance 360

Make transactions online when it's convenient for you. Access all your accounts securely and quickly. My Finance 360 provides a view of your complete financial picture all at one site.  

Free online bill pay

You choose payment dates, set-up automatic payments and pay anyone. No stamps or envelopes needed. It's the quick, easy and secure way to pay all your bills online.

Free MasterCard debit card

Use your Timberland MasterCard Debit Card to make purchases without writing a check or paying credit card interest. It also gives you 24-hour ATM access to your funds.

Free mobile banking

Take your bank along wherever you go with Mobile Banking. Easy-to-use access to your accounts from your mobile phone. www.timberlandbank.mobi.

Free 24-hour phone banking

Save time by accessing your account information from your phone. Always secure and easy to use. Speech recognition for hands-free operation. Also available in Spanish.  In Grays Harbor dial:  (360) 537-7578.  All other areas dial:  1-877-805-6705. 

Earn Free Rewards

Earn Free Rewards when choose Free Checking and make everyday purchases using your Timberland VISA Debit Card. Register and check out the great reward choices at www.timberlandrewardsplus.com

Get a Checking Account

Sign up online to get started with your Timberland Bank Checking Account.

Let's Get Started

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1-800-562-8761 Mon-Fri: 9-5 / Sat: 9-12:30
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