IT'S FREE. IT'S SMART!
The FREE Checking Account that PAYS!
Finally! Earn CD-like rates on your checking account
- Always FREE
- Unlimited Transactions
- No Minimum Balance
- No Monthly Maintenance Charge
3 EASY STEPS to EARN 3.01% APY (annual percentage yield)
Plus, Free ATMs Nationwide!
1. Use our convenient VISA Check Card.
Make 10 point-of-sale transactions using our FREE
VISA Check Card each statement cycle.
2. Agree to receive e-statements and notices online.
Maintain a valid e-mail address so we can provide
you with qualifying information each statement
cycle.
3. Access online banking at least once each monthly
statement cycle.
It's always FREE and always pays interest!
- Earn .75% APY on balances greater than $25,000.00 when
you follow the three easy steps.
- Always earn .10% APY on balances even when you don't
meet the three easy steps during each statement cycle.
Free SMART MONEY Checking is better than many CD rates, plus your
money is available to you. You can use ATMs anywhere without any fees.*
Free SMART MONEY Checking cut-off dates:
The schedule below indicates the dates by which the Free Smart Money
checking account monthly requirements must be met in order to receive
the highest rate of interest.
| Statement Drop Date |
Debit card transactions and
access to Online Banking
must post to account by: |
| January 22, 2010 |
January 21, 2010 |
| February 23, 2010 |
February 22, 2010 |
| March 23, 2010 |
March 22, 2010 |
| April 23, 2010 |
April 22, 2010 |
| May 21, 2010 |
May 20, 2010 |
| June 23, 2010 |
June 22, 2010 |
| July 23, 2010 |
July 22, 2010 |
| August 23, 2010 |
August 20, 2010 |
| September 23, 2010 |
September 22, 2010 |
| October 22, 2010 |
October 21, 2010 |
| November 23, 2010 |
November 22, 2010 |
| December 23, 2010 |
December 22, 2010 |
*Annual percentage yield (APY) as of 7/26/2010 is 3.01% paid on daily
balances up to $25,000.00. Daily balances greater than $25,000.00
earn .75% APY. If requirements are not met, there is no monthly maintenance
fee but a base interest rate of .10% APY will be paid on the entire balance
for that statement cycle. This is a variable rate product. Rates may increase
or decrease without notice. Ask us for details.
ATM fees incurred at non-Timberland Bank machines anywhere in the U.S. will
be refunded if you complete the SMART MONEY 3 Easy Steps during a monthly
statement cycle.
Offer good on personal accounts only. Bank rules and regulations apply.